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What will aged care cost me?

Written by Joanne Isaac, Senior Manager (Communications and Campaigns) with integratedliving

Government Funding

The Commonwealth Home Support Programme 

The aim of the Commonwealth Home Support Programme (CHSP) is to provide funding support to older people who need basic assistance to stay living independently in their home.  

If you're receiving services as part of the Commonwealth Home Support Programme you are expected to contribute to the cost of your care, if you can afford to do so 

Read more about the Commonwealth Home Support Programme here. 

Home Care Packages 

There are four levels of Home Care Packages to help meet the different levels of care needs. Home Care Packages offer a wide range of funding to support basic assistance through to high care needs. 

  • Level 1: basic care needs 
  • Level 2: low-level care needs 
  • Level 3: intermediate care needs 
  • Level 4: high-level care needs 

To receive services as part of a Home Care Package, the Australian Government subsidy covers most of the cost and you can pay a small contribution to cover the gap, if any.  

The Australian Government pays a different subsidy amount for each level of Home Care Package. 

Read more about the Home Care Packages here. 

Department of Veterans' Affairs 

The Department of Veterans Affairs (DVA) provides a variety of in-home and community support programmes, focused on assisting you to continue living independently by supporting your health, wellbeing, and community connection. 

If you are a Gold Card or White Card holder with low-level are needs, DVA’s Veterans' Home Care (VHC) Program can assist you to continue living in your home. The program provides a range of home care services designed to maintain your health, wellbeing and independence. 

DVA Nursing funding may also be able to assist you with carer support, medication management, community nursing and mental health services. 

Read more about DVA Funding here. 

NDIS Funding

The National Disability Insurance Scheme (NDIS) provides Australians aged under 65 who have a permanent and significant disability with funding for support and services. The NDIS funds a range of support and services which may include education, social participation, independence, living arrangements, and health and wellbeing. 

In order to be considered reasonable and necessary, a support or service: 

  • must be related to a participant’s disability. 
  • must not include day-to-day living costs not related to your disability support needs, such as groceries. 
  • should represent value for money. 
  • must be likely to be effective and work for the participant, and 
  • should take into account support given to you by other government services, your family, carers, networks and the community. 

To begin accessing NDIS services with integratedliving you must first have an approved NDIS Plan.  

If you have not registered with the NDIS, or for more information regarding this funding, please refer to the NDIS Website or call 1800 800 110.  

Once you have your approved NDIS plan, please give integratedliving a call and speak with our Disability Supports Team on 1300 782 896. Our friendly team can help you develop a plan to meet your needs and discuss how to get the most out of your plan with the services we provide in your area.   

Private Paid

If you’re not receiving or you're ineligible for government funding you can choose to pay for our programs and services yourself. Our Admissions Team are available to speak with you about the Private Paid option. 

Join us at one of our integratedliving Healthier at Home virtual forums and we can show you where to start in accessing aged care services, empowering you to live, feel and be well as you age. 

Free registration here